About Us


Independent Financial Advice

Have you ever thought about what the role of an Independent Financial Adviser is all about?

Throughout your life you are likely to need many different financial products such as a Mortgage, insurances, or a pension - plus much more.  Many people get confused as to what products they actually need or indeed what products they qualify for.

One of the most daunting tasks is then establishing where to find out the details of all the products on offer to them. When this information is eventually established you then must decide which product suits your needs the best.

Good news - you don't have to complete all this research yourself and make these difficult decisions without having the right advice or guidance. As a Financial Adviser, I can help you make that right decision about the best products for you.


I am an Independent Financial Advisor, but what does this mean?

I am able to advise on all products from all the providers in the market place. In simple terms, as an Advisor, I work independently for you rather than representing an insurance company or bank. I am regulated by the Financial Conduct Authority and with being level 4 qualified, I meet all the strict qualifications and competence in order to practice and give advice.

Breeda Toner

Bre-Ton Financial Services, under the expertise of certified independent financial advisor Breeda Toner, is the first service of its kind established in the Donaghmore area.

Breeda has over 22 years experience in the financial industry, and can offer clients flexible appointments all in the comfort of your own home. Having worked previously as a branch manager for Abbey National in Dungannon, as a district manager for Citi Group and as manager for the Citizens Advice Bureau in Dungannon, Breeda can offer a friendly ear and advice, and guidance in all different areas of finance.

Breeda also has a diploma in management, and keeps active in the community, sitting as a panel member on the Southern Health Board’s Disciplinary Committee.


Statement of Professional Standing

A Statement of Professional Standing can only be issued by an FCA appointed accredited body, and confirms that an adviser:

  • Has adhered to a code of ethical standards
  • Holds the required qualifications for the activities they undertake; and
  • Has completed appropriate CPD and complied with APER (Statements of Principle and Code of Practice for Approved Persons)

Through being issued a Statement of Professional Standing each year, you can be safe in the knowledge that you are working with an ethical independent financial advisor who has all the required qualifications - someone you can trust.